
For instance, 360 Checking account holders might receive a cash bonus offer for opening a 360 Performance Savings account and meeting specific account requirements.

Capital One pays the same competitive high-yield interest rate on a Performance Savings account regardless of the balance. Some banks also require a minimum balance to earn a better interest rate. Savings account and CD have competitive interest rates With Capital One, you can open any 360 account for any amount, whether checking, savings or a CD. Some banks require a minimum deposit to open an account. It also doesn't charge an overdraft fee if your 360 Checking account balance dips below $0. The bank doesn't charge maintenance fees on 360 Checking, Performance Savings or CDs.

You don't have to maintain a minimum balance to avoid monthly account maintenance fees with Capital One. Pros explained No monthly fees, overdraft fees or minimum balance requirements

Limited cash deposit options for some account holders.
